Best Mint Alternatives for Budgeting in 2025
As a long-time Mint user, I was disappointed when Intuit announced it would shut down the popular budgeting app in late 2023. Mint made it easy to track accounts, monitor credit scores, and set financial goals. With Mint gone, I tested several alternatives to find the best replacement.
Top Mint Alternatives
Quicken Simplifi remains my top pick. It has a clean interface, strong income and bill detection, and an affordable price. The dashboard provides a detailed overview of balances, net worth, spending, and upcoming payments. It also allows savings goals and offers clear visualizations without clutter. Simplifi connects easily to banks, including Fidelity, and lets you invite a spouse or advisor to co-manage finances. One downside is the lack of Zillow integration for home value tracking, which competitors like Monarch Money and Copilot offer.
Monarch Money grew on me after initial setup challenges. Founded by a former Mint product manager, it provides granular budgeting tools, including detailed reports and investment tracking. Monarch recently added support for Apple Card, Apple Cash, and Savings accounts, making it easier to track transactions. The app also integrates with Zillow for home value estimates. While it takes time to learn, Monarch’s depth makes it a strong contender.
Copilot Money stands out for its sleek design but is currently iOS and Mac-only, limiting its appeal. The app excels in expense categorization and offers unique integrations with Amazon and Venmo for detailed transaction tracking. Copilot also supports Zillow for property value updates. The company plans to expand to Android and web soon, which could make it a top choice for more users.
NerdWallet is one of the few free alternatives left. It follows the 50/30/20 budgeting rule and provides cash flow, net worth, and credit score tracking. However, ads are frequent, and customization options are limited compared to paid apps. Setup is tedious, requiring repeated two-factor authentication, but once configured, it works well for basic budgeting.
YNAB (You Need a Budget) takes a unique zero-based budgeting approach, assigning every dollar a purpose. It requires more effort than other apps but helps users stay intentional with spending. While not ideal for everyone, it’s great for those with strict savings goals or debt repayment plans.
Other Options
PocketGuard used to be a solid free option but now requires a subscription after a seven-day trial. It focuses on disposable income after bills, making it useful for tracking leftover spending money. However, its interface lacks polish, and the web version feels underdeveloped.
How to Import Mint Data
To move your Mint data, export transactions as a CSV file:
1. Log into Mint.com and go to Transactions.
2. Select an account or all accounts.
3. Click export transactions.
4. Upload the file to your new budgeting app.
Final Thoughts
Quicken Simplifi is the best overall Mint replacement, offering ease of use and robust features. Monarch Money is ideal for those who want detailed budgeting tools, while Copilot appeals to iOS users with its sleek design. NerdWallet works for free basic tracking, and YNAB suits those who prefer strict budgeting methods. Choose based on your needs and preferences.
