One of the most recommended budgeting apps is currently running a special promotion for new users. Monarch Money is offering a fifty percent discount on its annual subscription plans. To get the deal, you need to use the code MONARCHVIP when signing up through the Monarch Money website. This discount cannot be applied through the mobile app and is only available for new customers. The standard yearly price is one hundred dollars, so this code saves you fifty dollars for the first year. While Monarch Money is a powerful tool, it does have a steeper learning curve than some other budget tracking applications. Some users find certain features more complex than necessary. However, the app makes up for this with its high degree of customization and detailed financial tracking. For those willing to invest a little time in the setup, it provides a very comprehensive view of your finances. The main dashboard gives you a clear overview of your financial health. It displays your current net worth, recent transactions, and a comparison of your spending against the previous month. You can also see your income for the current month, details on upcoming bills, investment accounts, and progress toward any financial goals you have set. A particularly useful feature is the month in review page, which provides a deep dive into your financial activity. The app also tracks the history of your net worth over time. Monarch Money connects directly to your bank and financial institutions to automatically import transactions and balance history. It can identify recurring expenses and income streams. The service even includes features like keeping the estimated value of your vehicle updated. It supports connections to Apple Card, Apple Cash, and Apple Savings accounts. The initial setup might require some manual tweaking to categorize everything correctly, but the result is a detailed and automated budgeting system. This app is an excellent alternative for former users of the now discontinued Mint budgeting service. It offers a similar, yet more powerful, set of features for managing your money. It is worth noting that another top contender in the budgeting app space, Quicken Simplifi, is also running a sale. They are offering a fifty percent discount on an annual subscription, bringing the cost down to three dollars per month, or thirty six dollars for the first year. Both services provide robust tools for anyone serious about gaining better control over their personal finances.
